Certainly, fintech systems in emerging and low-income markets are opening up all sorts of opportunities for unbanked and underbanked low-income populations. But there’s a potential problem: Without the right education and relationships with knowledgeable advisors, financially disadvantaged users can wind up worse off than before.
Partnership between SmartyPants Vitamins, Vitamin Angels a prescription for success
More investors are using environmental, social, and governance (ESG) factors to assess companies’ operations. But what are the social considerations investors include in their evaluations—and how much consensus is there?
Successful financial advisors know what their clients really think about them. Period. With that in mind, we talked to Karen Davis, a former television executive and current broadcast journalism teacher in Miami, about her experiences.
Low-income women in South and Southeast Asia face a series of seemingly insurmountable obstacles. Few have a formal bank account. Women farmers in Asia work more hours per week in the field than men, but earn much less. With little or no access to electricity, they’re exposed to toxic fumes from kerosene lamps and stoves. The list goes on. Those are some of the problems IIX is trying to address with its Women’s Livelihood Bond (WLB).
All about the key elements separating impact investors from impact washers
Spurred on by evidence that socially responsible investing can reap returns—as well as by growing student activism on campuses—more colleges and universities are aligning their endowments’ investing strategies with socially and environmentally oriented goals.
Startup PadSplit, based in Atlanta, has a novel approach to solving the affordable housing crisis—shared homes, with private bedrooms for residents, fixed utility costs and a business model that makes it all profitable for property owners.